SBA 504 Refi
Running a growing business requires smart financing. An SBA 504 Refinance Loan allows business owners to tap into the equity of owner‑occupied commercial real estate and eligible equipment while locking in long‑term, fixed‑rate financing.
At Commercial Real Estate Services, Inc., we help businesses refinance existing debt with SBA 504 loans designed to improve cash flow and fuel long‑term stability.
An SBA 504 Refinance Loan enables eligible businesses to refinance qualifying commercial mortgages or equipment loans into a single, long‑term fixed‑rate structure.
This program is ideal for businesses looking to:
✅ Long‑Term Fixed Rates
Lock in fixed interest rates for 10, 20, or 25 years, providing predictable payments and protection against rate increases.
Refinance up to 90% of the appraised value of eligible owner‑occupied property.
Access equity tied up in your property to cover:
Business expenses
Working capital
Eligible operating costs
Use the equity already in your property — no new down payment required in most cases.
Combine multiple loans into one streamlined payment.
SBA 504 loans offer financing up to $5.5 million, depending on project size and eligibility.
To be eligible for an SBA 504 Refinance Loan, a business must:
Why Work With Us?✔ Experienced SBA lending guidance
✔ Personalized refinance strategies
✔ Clear communication from start to close
✔ Proven expertise in commercial real estate financing
We guide you through the entire SBA process — from eligibility review to closing — ensuring a smooth, efficient refinance.
Get Started Today!Ready to reset your debt and unlock the equity in your commercial property?
Contact Commercial Resources, Inc. today to find out if an SBA 504 Refinance Loan is right for your business.
Call us today
Request a consultation
Start your application
A quick conversation helps us match you with the right loan solution from the start.
Call (401) 386-7817 or GET PRE-QUALIFIED!
